Does Shopify Have Its Own Payment Gateway

Does Shopify Have Its Own Payment Gateway?

4 mins

Shopify is a platform for businesses of all sizes to create an online store. It offers users a customizable platform, an easy-to-use checkout process, and a wide range of features. 

One question that many Shopify users have is whether or not the platform has its own payment gateway.

The answer is yes! Shopify has its own payment gateway called Shopify Payments. 

This gateway allows businesses to accept credit cards and other forms of payments directly through their Shopify store.

Which Payment Gateway is Used by Shopify?

There are many different types of payment gateways that can be used with Shopify, but the most popular one is definitely PayPal


You can easily integrate your PayPal account with Shopify, and it’s a very safe and secure way to process payments online.

Is Shopify Payments a Payment Gateway?

Shopify Payments is a gateway that allows Shopify merchants to accept credit card payments. 

It is one of the most popular payment gateways among Shopify merchants. Shopify Payments uses Stripe as its underlying Payment Processor, which means that all transactions are processed through Stripe.

This makes it very easy for merchants to get started with Shopify Payments, as they do not need to set up a separate merchant account or payment gateway. 

Shopify Payments charges a transaction fee of 2% for US and Canadian merchants and 3% for international merchants.

There is also a $0.30 per transaction fee for US and Canadian orders, and a $0.80 per transaction fee for international orders.

Are Shopify Payments Built on Stripe?

Yes, Shopify Payments is built on Stripe. This means that when you use Shopify Payments to accept payments from customers, the payments are processed through Stripe. 

One of the benefits of using Shopify Payments is that it allows you to take advantage of all the features and benefits that come with using Stripe as your payment processor.

For example, you’ll be able to use Stripe’s fraud detection tools to help protect your business from fraudulent chargebacks. 

Additionally, because Shopify Payments is integrated with Stripe, you’ll have access to all the latest features and updates that Stripe releases.

Shopify Payment Gateway USA

If you’re running an online store, then you know how important it is to have a reliable payment gateway. 

After all, this is the service that will be handling all of your customers’ payments. And if there’s one thing that customers care about, it’s their money.

That’s why we’re taking a closer look at Shopify Payment Gateway USA. This payment gateway is used by some of the biggest online stores in the world, so we figured it was worth taking a closer look. 

Here’s what you need to know about Shopify Payment Gateway USA:

1. It’s fast and secure Shopify Payment Gateway USA is built for speed and security.

That means that your customers’ payments will be processed quickly and securely. Plus, Shopify is constantly updating its security features to make sure that your store is as safe as possible.

2. It works with all major credit cards Shopify Payment Gateway USA supports all major credit cards, including Visa, Mastercard, American Express, and Discover.

That means that no matter what card your customers use, they’ll be able to pay you without any problems. 

3. It offers fraud protection. Another important feature of Shopify Payment Gateway USA is its fraud protection system. 

This system uses advanced algorithms to detect fraudulent activity and protect your store from chargebacks. 

So if you’re worried about someone trying to steal from your store, then this gateway has you covered.

Shopify Third-Party Payment

Shopify is a platform for businesses of all sizes to create an online store. One of the features that make Shopify stand out is its ability to integrate with third-party payment processors. This allows businesses to choose the payment processor that best fits their needs, which can save time and money.

There are many different third-party payment processors available, so it’s important to do your research before choosing one. 


You’ll want to consider factors such as fees, features, and compatibility with your Shopify store.

Once you’ve selected a processor, setting it up is easy – simply follow the instructions provided by Shopify.

Third-party payment processors can be a great way to save time and money on your online store. 

By doing your research and choosing the right processor for your needs, you can streamline your checkout process and provide a better experience for your customers.

How to Create a Third-Party Payment Gateway for Your Shopify Store?

Creating a third-party payment gateway for your Shopify store is a great way to increase sales and flexibility. 

There are many advantages to using a third-party gateway, including the ability to offer more payment options, increased security, and lower transaction fees. 

The first step in setting up your gateway is to choose a provider. When selecting a provider, be sure to compare features and fees. 

Once you have chosen a provider, the next step is to create an account and add your Shopify store as a merchant. 

After your account is created, you will need to generate an API key and secret. These keys will be used to connect your Shopify store to the gateway. 

The last step is to add the gateway to your Shopify checkout

To do this, go to the Checkout settings in your Shopify admin and select the third-party gateway from the list of available options.

Enter the API key and secret, and then click Save. Your Shopify store is now set up to accept payments through the third-party gateway.

Wrap Up

Shopify has its very own payment gateway called Shopify Payments. This is great news for those of us who are looking for an all-in-one solution for our online stores. 

Not only do we get a platform on which to build our store, but we also get a payment gateway that is integrated with that platform. 

That means one less thing to worry about when setting up our eCommerce business!


Michael Fied

founder of and SpamBurner

Michael Fied is the founder and CEO of and SpamBurner. In addition, he’s an internationally top-rated and award-winning website advisor and website architect with a global team of 55. You can find Michael on LinkedIn or contact him directly here.

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